Whichever channels your customers choose to engage with you, a BIDaaS platform provides a consistent biometric authentication experience in the context of both branding and security, across any connected channel, that is completely independent of the device.
Biometric Identity as-a-Service (BIDaaS) is a cloud-based authentication model where a user’s template (voice, face or behaviour) is pseudonymised and stored in the cloud in the form of an alphanumeric construct. Any future requests to authenticate are similarly pseudonymised, and the new construct compared against the original. A real-time, risk-based assessment that the user is who they say they are is returned to you.
Most of today’s biometric authentication mechanisms relate only to the user’s device. Location, permanent device identity, encrypted messaging and secure enclaves are just some of the security features of on-device biometrics, however the simple fact remains that humans are not their smartphones. Authenticating a device is not the same as authenticating an individual.
“It is increasingly clear that our now indispensable smartphones – which we may view as extensions of ourselves – are nothing more than glorified tokens.” Acuity MI, 2017
The fundamental flaw is this. On-device biometrics alongside location, device ID, one-time passwords or other security measures authenticate the device, not the person.
All that has actually happened is that multiple additional security layers have been integrated to the device, giving rise to an increasing requirement of IT professionals to manage this, whilst still lacking any genuine authentication of the individual’s identity.
There are of course other flaws:
The benefits of an omnichannel authentication experience impact a business – and the customer – from the very beginning:
Enrol for facial authentication using a smartphone or pre-enrol with existing images, roll out facial authentication across any channel with a camera, such as a desktop, tablet, POS or CCTV.
Pre-enrol a customer for voice authentication using existing voice data, enable voice authentication across any channel using a microphone: helpline password bypass, physical entry system, mobile app access, web programme in-session authentication and more.
Roll out behavioural data capture in your web or mobile app using our APIs, enable capture across any device with a physical interface – touchpad, keypad, keyboard, mouse or screen – and build a richer profile of a user over time.
Integrate AimBehaviour’s AimAnomaly Detection module to start measuring in-session behaviour on one device and continue to monitor across any channel connected to the user. Spot the subtle indicators across all channels and devices that could signify deception; ad fraud, claims fraud, identity fraud and beyond.
Digital identity stored away from device to minimise frustration if lost or damaged
Identities stored as mathematical constructs using revocable templates; data is rendered useless in the event of a suspected breach
Raw biometric data is captured within the enterprise’s infrastructure and converted/deleted as it hits the AimBrain wall and is pseudonymised
Consistent authentication experience
Provides the customer with omnichannel consistency of the authentication experience; end the discombobulated approach to passwords, PINs and security
Platform for tomorrow
Provides the platform to easily integrate new biometric modules, for the biometric requirements of tomorrow
Instant upgrades & updates
Benefit from instantaneous feature, security and algorithm updates in real-time; no scheduling or downtime required
SaaS model minimises architectural and engineering costs, and biometric authentication reduces OTP costs by up to 90%
Evolve to fight fraud
Immediately benefit from new anti-spoof and liveliness detection technology features in the fight against the many forms of fraud, both that known today and the unseen of tomorrow
No barriers to success
Open-source APIs allow for immediate impact; test the solution in a sandbox environment as soon as the APIs are integrated; switch to live mode once you’re ready
Eradicates passwords and secrets for good
The user’s individual characteristics are their identity
“Biometrics in the Cloud are the foundation for securely, reliably bridging the Human-Digital Identity divide.” Acuity MI, 2017
To discuss how a BIDaaS model can support your authentication requirements, contact the team today.